Forgivable Grant Program

Do you meet the general criteria for a home loan but lack the down payment?
Because this happens far too often Smart Mortgage Centers has created forgivable grant programs that provide down payment and closing cost assistance for borrowers who would otherwise qualify for a mortgage.
Grants for homebuyers are not limited to first time homebuyers.  In order to qualify for the Grant Program the 1st mortgage will have to be completed by Smart Mortgage Centers.

Grant Program Highlights

  • 580 Credit Score Required
  •  Grant is completely forgiven – no repayment required!
  •  Grant can be used for down payment
  •  Seller Credit of 6% is allowed
  •  Gift funds are allowed!
  •  Borrower(s) not required to be First Time Homebuyers.
  •  Income limit is based on qualifying income used for transaction, not household income.

About Us

Don’t have enough money for the down payment on your new home? Let us look into what grant programs are available in Florida.

Since 1997 we have provided down payment assistance to homebuyers in need of funds to cover down payments on new homes.  Thousands of families are creating new memories on behalf of Smart Mortgage Centers grant programs.  Our professional licensed Loan Consultants are standing by and ready to explain which grant program is right for you.

Need Help? Contact Us.

For a free no obligation quote or questions about homebuyer grants, contact our professional mortgage team today.

Come and find us – we are always available!

Click the link to the right to find our closest location to you! Allow us to show you exactly what we can do for you!

Exceptional Services We Offer

  • Why Clients Choose Us

    Exceptional one on one customer service from the very first phone call.

  • Quotes Are Always Free

    Since 1997 we offer free quotes and no application fee.

  • Better Business Bureau A+ Rating

    A+ accredited with the Better Business Bureau with hundreds of reviews.

  • We have more options

    We offer a variety of grant programs for homebuyers.

  • 99% referral rating

    99% of clients would refer Smart Mortgage Centers to family and friends. Call us today!

  • 24/7 Home Grant Service

    Yes it is true we offer appointments after hours and yes we do have 24 hour home grant hotline.  Call us at 888-951-2929!